You may be careful about locking your doors and windows, and keeping your personal papers in a secure place. Depending on what you use your personal computer for, an identity thief may not need to set foot in your house to steal your personal information. You may store your Social Security number, financial records, tax [...]
The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies—Equifax, Experian, and TransUnion—to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Federal Trade [...]
Check out the Board of Governors of the Federal Reserve System website for tips and services when it comes to your mortgage and/or foreclosure.
(NAPS)—The recent mortgage crisis has left the door open for fraudulent foreclosure “rescue” professionals who use half-truths and outright lies to sell services that promise relief and then fail to deliver. If you think you may be facing foreclosure or know someone who is, the Federal Trade Commission (FTC), the nation’s consumer protection agency, wants [...]
The possibility of losing your home to foreclosure can be terrifying. The reality that scam artists are preying on desperate homeowners is equally frightening. Many companies say they can get a change to your loan that will reduce your monthly mortgage payment or take other steps to save your home. Some claim that nearly all [...]
The possibility of losing your home because you can’t make the mortgage payments can be terrifying. Perhaps you’re having trouble making ends meet because you or a family member lost a job, or you’re having other financial problems. Or maybe you’re one of the many consumers who took out a mortgage that had a fixed [...]
The National Foundation for Credit Counseling provides many financial tools and services to help you when it comes to managing your money.
Life is a challenge. As the saying goes, just when you're about to make ends meet, someone moves the ends. While it can be a struggle to pay bills, make the rent payment and provide food and clothes for the family, we keep on doing our best. Ultimately, the life we want—a better place to [...]
Lynne Hornyak, PhD, would have become a financial adviser had she not chosen to become a psychologist first. But as it stands, she has combined her interest in finance with her training in psychology to carve out an unusual practice as a Washington, D.C.-based executive coach with a special focus on money issues. Since graduating [...]
Unfortunately, the instruction of Roman poet Virgil that “The greatest wealth is health” is often ignored during difficult financial times. Experts warn that the American mantra of longer hours and harder work to combat financial stress may be counterproductive… View the rest of this article on the PsychCentral website.