Foreclosure resources for consumers
Check out the Board of Governors of the Federal Reserve System website for tips and services when it comes to your mortgage and/or foreclosure.
Hints for homeowners: how to recognize a foreclosure rescue scam
(NAPS)—The recent mortgage crisis has left the door open for fraudulent foreclosure “rescue” professionals who use half-truths and outright lies to sell services that promise relief and then fail to deliver. If you think you may be facing foreclosure or know someone who is, the Federal Trade Commission (FTC), the nation’s consumer protection agency, wants [...]
Mortgage relief scams
The possibility of losing your home to foreclosure can be terrifying. The reality that scam artists are preying on desperate homeowners is equally frightening. Many companies say they can get a change to your loan that will reduce your monthly mortgage payment or take other steps to save your home. Some claim that nearly all [...]
When paying the mortgage is a struggle
The possibility of losing your home because you can’t make the mortgage payments can be terrifying. Perhaps you’re having trouble making ends meet because you or a family member lost a job, or you’re having other financial problems. Or maybe you’re one of the many consumers who took out a mortgage that had a fixed [...]
National Foundation for Credit Counseling
The National Foundation for Credit Counseling provides many financial tools and services to help you when it comes to managing your money.
Changing your life through better money management
Life is a challenge. As the saying goes, just when you're about to make ends meet, someone moves the ends. While it can be a struggle to pay bills, make the rent payment and provide food and clothes for the family, we keep on doing our best. Ultimately, the life we want—a better place to [...]
The value of money
Lynne Hornyak, PhD, would have become a financial adviser had she not chosen to become a psychologist first. But as it stands, she has combined her interest in finance with her training in psychology to carve out an unusual practice as a Washington, D.C.-based executive coach with a special focus on money issues. Since graduating [...]
Take care of yourself in tough times
Unfortunately, the instruction of Roman poet Virgil that “The greatest wealth is health” is often ignored during difficult financial times. Experts warn that the American mantra of longer hours and harder work to combat financial stress may be counterproductive… View the rest of this article on the PsychCentral website.
Blue and broke for the holidays
That's the holidays this year, with many people both blue and broke—the usual melancholy compounded by the highest jobless rate in three decades and a jackknifing stock market. "Mental health problems are common and spike more often during the winter months not only because of the holidays, but also because of seasonal affective disorder," said [...]
The power of resilience
When tragedy strikes with the death of a loved one, a serious illness or a job loss, some people fall apart, while others adapt to such life-changing events more easily. Being resilient is what makes the difference. "Resilience is the process of adapting well in the face of adversity, trauma, tragedy or significant stress—it means [...]